ADHD & Money

Something I wish I had learned about as an ADHD teen was budgeting. Don't get me wrong, my parents taught me how to save money, and I was good at it. However, there's a lot more to maintaining your own household than steering clear of the wants. How do you know you can afford something and still be comfortable? What percentage of your budget should your home be? How do I make a budget if I have the attention span of a gnat? How do I stick to a budget when I'm incredibly impulsive? Here are my tips.

Zero-Based Budget! My husband and I work off a zero-based budget where we give every dollar we make a distinct purpose (including an "oops" category). We have worked off of the Dave Ramsey ratios for how much things should cost out of our budget, and my husband (the computer guy) created a spreadsheet for us where we put in our income and the actual cost of things and it te